I’ve always been chill with money.
I’m not mindful of my purchases, I forget about the money I lend to other people, and I often attempt to create a savings plan but I never follow through.
That said, I’m not totally clueless about personal finance. I have some knowledge of common investment vehicles such as UITFs, Mutual Funds, Bonds, and Stocks. I know basic money principles. I know what I should do — I just don’t do it. Now, I’m finding myself in my late-30s with barely any savings. I have equity funds and stocks, but I also have credit card debt**.
I decided to set up this website to keep me accountable, mindful, and honest with myself and the state of my finances. I am not an expert. I am neither a financial adviser, economist, nor investment banker. I have nothing to sell or teach.
I am your typical Type B, non-goal-oriented person who hopes she could still get her finances in order. I don’t have dreams of becoming filthy rich. I just want to live a chill and simple life, without being a financial burden to anyone.
Welcome to my blog.